Oltmann Funeral Home will honor your pre-arranged funeral plans from any other funeral service provider. This is much like having a C.D. at a Bank and you simply move it to another Bank. Since the Funeral Home has not provided any services, except to hold your money, they should let you transfer to any Funeral Home you wish.

If you have pre-planned or pre-financed your funeral arrangements, contact Oltmann Funeral Home for more information. We work with all pre-need companies, such as Forethought, Homesteaders, Great Western and Missouri Funeral Trust, and will assist you with the transfer papers.

No one likes to think about death, let alone plan for it. By pre-planning your funeral, you relieve your family of having to make important financial decisions during a period of great stress and grief. At this time when people aren't thinking very clearly your family may not know what to do because you never made your wishes known.

Pre-planning your funeral can be very informal, and as simple as jotting down your preferences and sharing your wishes with a family member. More formal arrangements in the form of a pre-need contract can be established through the funeral home and can be pre-funded through life insurance, bank trust agreement, or other methods.

We at Oltmann Funeral Home encourage all in our community to take time aside with your loved ones and share with them the way you would like to be memorialized through your funeral service. The easiest way to start is by reviewing the highlighted topics at the top of this page. When you are ready to take the step of writing your information down call the funeral home or make use of our online prearrangement services highlighted below.


Options for Financing Funerals
A funeral is an essential expenditure, and a little planning will eliminate the uncertainty of costs and payment. If you don't plan for funeral expenses, you run the risk of your family having to ask friends and relatives to share an unexpected financial burden, which can put everyone in an embarrassing and uncomfortable position. And if you borrow money, it has to be repaid.

Here are some options for financing funerals:

  • Pre-Need Insurance
  • Pre-need plans are designed to cover the expenses associated with your death and funeral.
  • Pre-need insurance companies such as Homesteaders Life, Forethought, and Fortis Family offer several payment options to give you flexibility.

Bank or Funeral Trust

A funeral trust is similar to a savings plan. The earnings on funeral bank trust funds are taxed every year, and paid either by the family or by the trust itself.

Savings Account
Beware with this strategy. A long illness can easily deplete short-term savings, while taxes and early withdrawal penalties can reduce long-term savings.

For more information on funeral pre-planning and pre-funding, contact us.

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